Longhorn Investments
Deal Analyzer
Hard-money underwriting, in seconds
Know if the deal works before you send it to the lender.
Model loan sizing, cash to close, interest carry, profit, ROI, and rental cash flow against published Longhorn Investments program terms for fix & flip, rental rehab, and new construction.
Up to 70–75% of ARV
Not to exceed cost caps
9–12 month terms
With extension options
600 min median score
Plus liquidity requirements
The analyzer
Enter your deal
Every number below is editable. Results update instantly and are capped by program maximums.
Longhorn orders the appraisal; use a supportable value.
Decision snapshot
STRONG DEAL
Sample Deal · Fix & Flip · Borrower fit: PASS
Estimated loan
$210,000
Cash required
$16,914
Projected profit
$33,947
Target $25,000
Cash-on-cash ROI
105.9%
Target 20%
Profit margin
11.3%
Target 10%
ARV margin of safety
28.0%
Target 20%
Detailed calculation
Base project cost
Purchase plus budget
Repair contingency
Total project cost
ARV-based loan cap
70% of value
Cost-based loan cap
100% of cost
Estimated final loan
Origination charge
1.99% points
Published fixed lender fees
Draw / inspection fees
Title, insurance & other
Estimated total closing costs
Estimated interest carry
10.99% for 6 mo, full balance
Other holding costs
Exit price used
Selling costs
Total all-in cost
Projected profit
Annual rental NOI
Liquidity after cash required
Required liquidity / reserves
Program minimum
Program terms applied
Published program presets
| Parameter | Fix & Flip | Rental Rehab | New Construction |
|---|---|---|---|
| Max % of ARV / as-complete | 70% | 75% | 70% |
| Max % of project cost | 100% | 100% | 90% |
| Standard term | 9 months | 9 months | 12 months |
| Extension option | 3 months | 3 months | 6 months |
| Starting interest rate | 10.99% | 10.99% | 12.99% |
| Starting origination | 1.99% | 1.99% | 3.49% |
| Minimum median credit | 600 | 600 | 600 |
| Liquidity requirement | $15,000 | $15,000 | 25% of cost |
| Fixed lender fees | $1,985 | $1,985 | $1,985 |
| Draw / inspection fee | $150 | $150 | $150 |
Starting rates and points are not guaranteed quotes. Longhorn states 10.99% interest and 1.99% origination are reserved for qualifying loyalty borrowers in good standing.
Read the results correctly
What the outcome means
STRONG DEAL
Meets preliminary borrower fit and the selected deal-quality thresholds.
REVIEW / POSSIBLE
Positive economics but one or more target thresholds are not met.
WEAK / REWORK
Economics are negative or rental cash flow is weak.
NOT READY
Credit, liquidity, or the estimated cash requirement needs review.
Key warnings
- Draw funding: borrowers generally pay contractors first and are reimbursed after completed work is verified.
- Interest estimate: assumes the full loan balance for the entire hold period; actual interest may be lower.
- Fees: title, insurance, taxes, legal, extension, and location-specific charges can change the final total.
- Values: ARV and as-complete values require a Longhorn-ordered third-party appraisal.
- Markets: confirm Longhorn lends in the specific metro before relying on these numbers.